I work with many different banks, credit unions, and other financial institutions (almost 150 of them), not just one. This gives me access to a much larger selection of mortgage products and rates than what a single bank can offer. I will shop around on your behalf to find the best deal that fits your specific financial situation, potentially saving you a significant amount of money over the life of the mortgage.

The mortgage process can be complex and intimidating, especially for first-time homebuyers. I am an expert in the field and can provide personalized advice. I will help you understand the different types of mortgages, navigate the application process, and explain complicated terms and conditions. I will also provide strategic advice on things like credit scores and down payments to help you get the best possible terms.

Instead of spending your own time researching and meeting with multiple lenders, I do all the legwork for you. I will collect all your information once and then handle all the communication and negotiations with various lenders. This streamlines the process, reduces the amount of paperwork you have to deal with, and takes a significant amount of stress out of finding and securing a mortgage.

If you're self-employed, have a non-standard income, have a lower credit score, or are dealing with a past bankruptcy, a single bank might be unwilling to approve your mortgage application. I have expertise in these specific areas and knows which lenders specialize in these types of loans. I will present your financial story in the best light and match you with a lender that is more likely to approve your application, opening up opportunities that wouldn't have been available otherwise.