Roll Your Debt Into One Simple Mortgage Payment

Save money every month by consolidating your debt into your mortgage.

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How Debt Consolidation Works

1. Combine your debts

Roll multiple high-interest debts like credit cards and loans into your mortgage, leaving you with just one payment.

2. Lower your interest rate

Mortgages usually have much lower interest rates than credit cards. This means more of your money goes to paying down debt, not interest.

3. Free up monthly cash flow

By reducing your overall payment, you'll have more money left over every month for savings, bills, or your family's goals.

Realistic Savings Examples

Before:
Sarah & Mike in Toronto had a $350,000 mortgage ($1,850/month) + $42,000 in credit card balances ($1,250/month) = $3,100/month total.

After:
Consolidated payments into a new $392,000 mortgage at 5.4% = $2,050/month.

Savings:

$1,050/month and no more juggling 5 credit card payments.

Before:
John had a $420,000 mortgage ($2,150/month), a car loan ($650/month), a personal loan ($400/month) and credit cards ($300/month) = $3,500/month total.

After:
Consolidated into a new $448,000 mortgage at 5.3% = $2,350/month.

Savings:

$1,150/month and one simple monthly payment.

Before:
The Kaur family had a $500,000 mortgage ($2,550/month), student loans ($450/month), credit cards ($380/month) and a line of credit ($770/month) = $4,150/month total.

After:
Consolidated into a new $588,000 mortgage at 5.6% = $3,050/month.

Savings:

$1,100/month, which they now put towards daycare and groceries.

Before:
George and linda in Ottawa had a $260,000 mortgage ($1,350/month) + $28,000 in credit cards ($720/month), and a $15,000 line of credit ($330/month), $2,400/month total.

After:
Consolidated into a new $303,000 mortgage at 5.2% = $1,620/month.

Savings:

$780/month, freeing up cash for retirement living.

See how much you can save this week

Act now - interest rates may change soon. Don't miss your chance to lower your payments.

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